Category Archives: Finance

The Benefits of Blogging: My Personal Experience

I updated the article to include information about my son’s college graduation.

Blogging has been a therapeutic outlet for me since I quit my job in 2007. Maintaining an online diary has helped me cope with the stresses of everyday life.

Through blogging, I’ve met new friends online who are fellow moms like me. They were the ones who introduced me to the idea that I can earn from blogging in the comfort of my own home.

Photo by Kaitlyn Baker on Unsplash

I started to earn from blogging in 2010, and since then, I’ve registered with several blogging networks and have been working with them for years. While some of these companies are no longer in operation, I’m grateful for the opportunities they’ve given me.

For the past 11 years, blogging has helped me pay our bills, buy groceries, pay for my kids’ monthly tuition, purchase personal items for my family, and even cover some of my kids’ hospital bills back in 2011.

My son has since graduated from college, and I couldn’t be prouder. Blogging was a huge part of how I was able to support him through his education.

While the blogging landscape may not be as lucrative as it once was, I’m still not planning to retire from it. To young aspiring bloggers, I would recommend trying it out, growing from it, and thriving in the world of blogging.

Things You Need to Know Before Renting an Apartment in NYC

Searching for a new apartment takes time, especially if you are uncertain about what to look for in a diverse place like New York City. If you are apartment hunting, here are a few tips to help you.

An apartment in Queens, NY

Proximity to Workplace

One of the things young professionals look for in a new place is the proximity of their work to their apartment. It saves them time, energy, and money if they are lucky enough to find an apartment just a stone’s throw away from the office.

Give yourself enough time to scout for apartments to have more options later on. Ideally, the best time for apartment hunting is from May to September. These are the peak season months in NYC when you have plenty of choices, but competition and rates are high. On the other hand, October to April are the lean months; rates may be lower, but options are limited.

Budget

The type of apartment you desire is dependent on your budget. Affordable apartments are usually smaller and with fewer amenities. If you want a better place, you have to shell out a hefty sum for the rent.

New York City is an expensive place; you should have ample savings to spend in your first few weeks in the new home. It should be enough for the deposit, rentals, and personal expenses until you receive your first paycheck.

Before you make your pick, some documents should come in handy such as your bank statements, a photocopy of your ID, employment records, and a check for the rent and deposit.

Since you want everything to work within your budget, make sure there are grocery stores and laundromats in the area.

Safety

Is the apartment location safe?

If you live alone, it is necessary to secure your safety. Besides the comfort of the new apartment, you must ensure that you are safe while everything else is accessible in your new neighborhood. You may ask some people around about the place and potential neighbors, too. Is the area generally peaceful? Do a little research about the area.

Space

Do you need a bigger space or just the right size for your belongings? If you pick a small apartment, it is best to choose the right furniture to fit in it. It is advisable to get furniture with numerous uses, often called multifunctional, for a small space. Assess your room or space size so the furniture will fit perfectly.

Rental Marketplace

If you find it hard to do all the legwork in apartment hunting, you can check an online apartment search source like Zumper.

The good thing about this rental app is that it has a real-time inventory of houses, rooms, condos, and apartments for rent. Clients are alerted of new rental listings based on their preference, such as location, price range, bedroom count, pet-friendly, or amenity.

Through the Zumper app, clients can request virtual or in-person tours, submit applications, and pay rent.

Finding your dream apartment is the next best thing to happen to you besides landing your dream job in New York City.