A lot of good and not-so worthwhile things happened to my family this year.

In February, my kids were hospitalized for dengue fever. The only fund we have during that time was the 13th month pay that my husband received from his company. We were saving up that money to pay for the tuition fee when the problem happened.

But God is so good He never let anything bad to happen to my kids. While we were at the hospital, blessings came pouring in. Friends gave us some financial help to which I’m thankful for. I got a lot of assignments from a paid post company and direct earnings from an advertiser who paid a hefty sum for the ad links on my blogs. I’m most thankful for my dearest friend for the DA referral for without it we may not be able to pay some obligations and secure a part for the tuition.

Because of what happened to my kids, I realized that I need to get a health card for my family. Instead of paying cash, I can use the health card to pay for medical expenses. Now I’m thinking of securing a health card or avail cheap term life insurance next year. Like what elders always say, it pays to be ready all the time.