Category Archives: Saving tips

Tips about saving up for the New Year

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More often than not, people lose money during the holiday season. Most people cannot help but spend a lot on different things that they will not actually need but feel that they want. People always know that they need to save better but they do not know where to start. Here are some tips that can help you out:

piggy bank

  • When you get extra money, make sure that you invest more than 50% of it on your savings while the other 50% will be used for the things and want.
  • Invest in stocks or place your money in banks because this will help your money grow without putting too much effort on it.
  • Before purchasing anything, think about it first. There’s nothing worse than experiencing buyer’s remorse.

You can always find a way to make saving up for the New Year work for you.

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Practical ways to save on Christmas expenses

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As a homemaker, one of the many practical things you can do to stretch you budget for the Christmas season is through recycling. You can start with reusing Christmas ornaments that are just collecting dust in your cabinet or stockroom. A little cleaning would make them look as if they were brand new. You can also try a little experiment by mixing and matching the designs to give it a fresh perspective.

If you have a penchant for do-it-yourself projects, you can try your hand on some DIY Christmas decors. Why would you spend on something that you can actually create by using available materials at home? With a little creativity, you can make your own gift tags, gift wrapper, and yes, even set up your own Christmas tree out of old newspapers and magazines. I’ve seen a blogger friend made this and they look so cute.

To get you started, you can check for numerous DIY projects on the internet. You can copy the designs as is or create your own version. Possibilities are endless. There are more practical means to save and stretch your budget for the holidays besides recycling Christmas ornaments.

How about you? What are the money-saving tips that have been proven to work for you?

Image credit: http://www.trendhunter.com/slideshow/diy-christmas-decor-ideas

Saving Tips for Work at Home Moms

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There are times when people become too desperate when they do not have enough money that they end up selling jewelry and other personal stuff. There are always tips that work at home mothers can follow so that they will have more money to spend in the future. Here are some of the tips:

  • Let your boss know the time when you are available for work and try your best to come always at that time. This way you can take care of your child and work while you are at home.
  • Find jobs that you think you can do at home. There are some jobs that you can probably do better when you are in the office. Choose a job that you will like doing no matter what.
  • There are always a lot of options that are available depending on your qualifications. Choose the best option always.

Remember that working at home can reap a lot of benefits as long as you do it correctly.