With health authorities sounding the alarm over the health effects of El Nino phenomenon (a climate pattern associated with droughts, floods, and other weather disturbances), you can’t help but worry about your loved oneâ€™s health. In cases like this, the first thing that enters your mind is how to prepare for health problem to happen. What if someone gets sick and you are not prepared financially? Hubby and I are thinking of the same thing thatâ€™s why we often look for insurance quotes that offer affordable health insurance package for the family. Admit it but when you avail a policy be it health or life insurance, it makes you feel secure knowing you have something to rely on.