Spring Cleaning Your Budget

It is time for spring cleaning, and those backsplash tiles aren’t the only things that are messy. Chances are your budget could use a little cleaning too. Focusing on just a few areas can yield hundreds in savings each month.

Get Insurance Quotes

Your mortgage may be fixed for 30 years, but your homeowner’s insurance is a different story. Car insurance rates also change drastically over time as drivers age, liens shrink and tickets drop off your record. Spend an afternoon reviewing your coverage and average costs in your area. You may want to email or call your current agent, but also do a search like insurance quotes lodi ca in case a move to a new company is in order.

Consider New TV Strategies

Cable and satellite television rates keep going up but watching television can become cheaper than ever. Options like Apple TV require a pricey initial outlay for equipment but allow subscriptions that add up to just a fraction of your current monthly bill. No matter which devices or services you choose, most alternatives will produce an overall savings in just a few months.

Look At Different Phone Plans

Mobile phone carriers raise rates regularly, but people often stay with the same carrier year after year just to avoid the hassles of switching. If you live in a place where coverage varies little from one provider to another, switching may be worth the hassle. Prefer to stay with your current carrier? Okay, but remember companies offer new plans all the time. Review your actual usage and see if one of the more recent packages will serve your needs while saving you money.

Eat At Home More

Add up what you spend each month on restaurant food, including nice dinners out and grabbing a quick lunch on the go. You will be shocked. It is much cheaper and healthier to make food yourself. This one is better for your wallet and your waistline—how can you go wrong?