Hail can strike unexpectedly and with relentless force. It can catch even the most prepared of people off-guard and leave a whirlwind of damage in its wake. Now you’re wondering what to do about the enormous dents blanketing the sleek hood of your car and how to file an insurance claim. Fortunately, you’re not alone. Here are the most common steps you can take to getting your car back on the road without those eyesores.
Finding a Repair Company
Asking friends, family or other associates can be the best way to find a reliable repair company for getting the damage fixed. You can also google good repair companies near you, such as “hail storm vehicle repair denver co” to find your best options.
Contacting Your Insurance Agency
It’s essential to get ahold of your insurance company shortly after your car receives hail damage. Waiting longer to tell them that the damage has occurred will not play out in your favor, as they may question why you didn’t report it immediately.
When you call, find out what insurance coverage you have for your vehicle if you don’t already know. While comprehensive coverage will include hail damage in its overall package, liability coverage will not. It’s important to understand what you have to know how to proceed.
Meeting with an Insurance Adjuster
An insurance adjuster will likely be sent by the insurance company to assess the damage made to your car. He or she will determine how much that damage is monetarily worth. When you make the appointment with the adjuster, be sure you can be there to answer any questions they have. This can clear up any confusion about the incident that caused the damage and increase your chances of getting more for repairs.
No matter what you think the damage to your car is worth, always consult with your agency and an adjuster. The hail was bad enough; you don’t want any more unexpected surprises.