3 Tips for Blending Into Your Environment

When you are out and about, things can go downhill quickly. People may start attacking others with very little warning. That is why it is important to avoid becoming an easy target. If you follow the guidelines below, you can get a sense of what it takes to protect yourself from threats by subtly camouflaging yourself like a chameleon.

Photo by christian koch on Unsplash

1. Dress With Purpose

The part of you that many folks will notice first is what you are wearing. If you don’t want to draw attention to yourself, you should put on clothes that fit the style of those around you. Definitely take the season into consideration. If you are sporting a giant coat in the middle of summer, you are definitely going to be spotted. 

As far as weapons are concerned, you may think about concealed carrying so that you won’t immediately stand out. If you decide to do this, you can keep your gun readily available by wearing a concealed thigh holster. This can give you a heads up in terms of strategy.

2. Act the Part

Preparation does not end by adjusting your wardrobe. You also need to mold your behavior to fit your mission. Avoid chatting with strangers other than by using small talk or pleasantries. Do not engage in conversations that revolve around politics or religion because you cannot predict how others will respond. Think twice before making eye contact in large cities where people may take this act as a sign of aggression. 

3. Observe Your Surroundings

Now that you have adapted your behavior, it is time to pay attention to what is happening around you. Pinpoint anyone who is looking nervously over their shoulders, for example. Check to see if any escape routes are blocked so that you can look for new ones in the case that someone starts chasing you. Keep track of the weather as well.

No one wants to find themselves in a situation where people want to harm others. However, you still need to anticipate many possibilities. 

How We Cope with Our Credit Card Debt for Good

Paying our credit card debt was one of the financial burdens we thought we could not cope with eight years ago. 

The payment obligation was just too difficult to bear for a single-earning family like ours. 

Image by Clker-Free-Vector-Images from Pixabay

Useful Plastic Card

Initially, our credit card saved us from distress. It was beneficial to us during emergencies and when paying for our daughter’s tuition. If I remember correctly, it was the last transaction we have made using the credit card.

It was even easier to buy school supplies and grocery shopping, anytime.

Our son’s hospitalization in 2004 drove us to use the credit card offered to us. It was a suitable time for us because we have spent all of our savings, including the ones saved in a time deposit account, to purchase the expensive medicine for our son to ensure his fast recovery.

With the existence of credit card(s), we felt at ease because we know we have something to fall back on in times of need.

Debt Woes  

The problem with our credit card began to affect us when we were unable to pay the monthly bill in full. We have no problem paying at first because we know how to budget our finances.

But the credit card company knew nothing about your personal struggle; they would charge interest on your unpaid balance and adds that charge to your balance.

We live within our means and do not spend beyond our limit. However, the unexpected event at hubby’s company took a heavy toll on our finances. We make do with a budget enough to pay for groceries and utility bills. 

Although we have stopped using the credit card, it does not stop accumulating monthly interest. It reached a staggering amount, and there’s no way we can pay it in cash even if we apply for debt relief

Image by Augusto Ordóñez from Pixabay

Leap of Faith 

When the opportunity came, we tried our best to pay our credit card debt in full right away. We wanted to start with a clean slate. We do not want this debt to be an added concern by the time our daughter enters college. 

We finally settled our credit card debt and bid goodbye to the plastic card for good. We have used it for nearly a decade. We never applied for a new one since then. 

Simple Saving Tips

There is no guaranteed way to save money. Ours just happened out of necessity. When projects came one after another, we ensure to put our hard-earned money to good use. We purchased things based on what we need and not what we want (sometimes). 

Despite our minimum combined income, we make it a point to save for our son’s college fund.

We may be far from claiming financial stability, but in two years, we hope to achieve something more secure such as getting health and life insurance. And, eventually, save for our retirement.

Maintain Good Standing

I do not want to sound like I’m encouraging other people to get a credit card, but it might help you during an urgent situation. One thing to remember, though, if you own a credit card, make sure to use it wisely and do not use it on impulse.

Activities that Help Me Get Through Lockdown

Many people have discovered they have hidden talent or skills during the lockdown. Some learned they have wanted to bake, cook, play musical instruments, or sing. Others develop hobbies like gardening, painting, reading, and writing. And some pass away the time binging on movie series or playing games to entertain themselves. All these activities have helped us get through this time.

I have my personal lists of favorite activities that cheer me up through the lockdown. 

Online games

Playing online games keeps my sanity from the daily stresses. When I get tired from doing the household chores, I rest a bit and grab my mobile phone to play block puzzles. It is like a mental exercise to me when I need to focus on something important.

When I am sitting in front of the laptop, I would be playing a fight virus game. The interesting part of this hospital simulation game is you get to destroy the nasty COVID-19 virtually. Even if it is just a game, it feels like you are doing your share protecting hospital workers and patients eliminate the virus.  

To play this, tap or click on the virus to disinfect the hospital environment. By destroying the virus, you keep the hospital staff and patients safe from the virus infection; tap patients (with heart signs) to help them recover more quickly. A meter in the lower-left corner illustrates the percentage of how infected the hospital is. The game is over if it reaches more than 70 percent.

Korean Dramas

South Korean dramas are popular among their Filipino audience. I started binge-watching Korean dramas in 2016 around the time I was recuperating from a medical procedure. Watching KDramas has kept me company from boredom, and I am still hooked until now. I was thankful for this streamlined series because I have learned so many things about Korean culture and fashion.

What is good about KDramas is that the seasons are shorter, and soundtracks are appropriate to the theme and unforgettable, too, even if I do not understand the lyrics. The funny part is I get the hang of reading subtitles fast while catching on to the scenes.

I actually watched almost all KDrama genres: drama, romantic comedy, melodrama, action, thriller, horror comedy. I have tons of still unwatched KDramas on my list.

Decluttering

This is actually the least of my favorite activities. However, decluttering has helped me lessen my anxiety and focus on other things. It is actually therapeutic.

I have started putting away old clothes, a stack of newspapers, old receipts, old school books, and paper books. I am planning to sell the newspapers and schoolbooks to the junkshop. I have a bit of a problem with old clothes. I hope I could find a recycling shop that would accept the clothes.

Next project will be decluttering the kitchen.

Gardening

Planting is one of the activities that hubby and I share. We do not have many plants, but we are content to see them grow every day. Gardening helps ease our worries from day-to-day activities. We are not getting any younger, and simple activity like this is good for our mental and emotional health.

The activities may be simple but they help me get through the lockdown.

How about you, what are your coping mechanisms all this time? What activities you think have helped you refocus your priorities, how it helps your mental state?