How to Prepare for the First Night in a New House

After you have settled all the paperwork at Halton Real Estate to get your keys, you are now ready to move into your new house. It is the most exciting feeling in the world after years of renting.

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However, do not let the arduous packing and unpacking of boxes dampen your spirit. It is not going to be easy. But let me share some tips to lighten up your burden and enjoy your first night in the new house.  

If you have moving experience, you are likely familiar with the checklist. But for those moving in to their new house for the first time, this one’s for you.

Clothes

Do not put everything in moving boxes. Pack a day worth of clothes, undies, and sleepwear. This lessens the hassle of searching through the boxes, looking for mismatched items.

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If you have young kids, better pack a separate bag for them. Do not forget their favorite toys and jammies to make them comfortable for the night.

Food and Snacks Stash

Pack easy to prepare food, canned goods, and non-perishable snacks and place them in insulated containers. Prepare sandwiches ahead of time. You can do this the night before or in the morning. You do not have to inconvenience yourself cooking when you are too tired the whole day.

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Carefully pack food, formula, vitamins and snacks for you little ones.

Do not forget to bring bottled water as well.

Toiletries and Other Home Essentials

Next to your bag of clothes is an essential box for your toiletries. This contains your toothbrush, toothpaste, toilet paper, soap, shampoo, conditioner, comb, lotion, mouthwash, and razor. Bring a towel for each family member.

Bring sheets and pillow for the beds. If the bedroom is not ready yet, a folding bed or foldable mattress will do for the night.

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Keep separate containers for kitchen utensils (paper plates, utensils, cups, can opener) and cleaning supplies like trash bags, laundry detergents.

Pack toys for the young ones and food for your pets if you have one.

First Aid Kit

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No matter how careful you are, minor accidents or bumps from lifting boxes or maneuvering furniture is unavoidable. Place your first aid kit within reach. Have some bandages and disinfectants. It would be a tiresome day, do not forget to include a pain reliever for head and muscle ache in your bag. Place them along with other medicines and vitamins that you are taking.  

Important Documents

This one should come in handy. Important documents such as birth certificates, Social Security cards, passports, checkbooks, life insurance, and employment records should be in separate folders within a file box.   

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Label all your bags, boxes, and luggage with markers so you can easily find them when you need to check on something.

Load the essentials last, so they come off first in the moving van. You can load them in your car if there’s space so it won’t mix with other big boxes.

Your handheld bag can easily fit in phone chargers, pen and paper, markers, and cash.

Enjoy the Night

Moving is so stressful and tiresome. Why not enjoy the night with your loved ones and celebrate.  

This is your time to relax and recharge. Forget about the boxes scattered everywhere in the meantime. Let the unpacking starts the next day.

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Have some food delivered to your house or eat out. Prepare your favorite drinks to share with everyone. If you do not have cable yet, play a game with your family.

Enjoy me-time by reading books.

If you are adventurous enough, go for a walk in the neighborhood to familiarize yourself in the area. Maybe you can meet and introduce yourself to new neighbors.

After unloading your necessities and settled in, it is time to enjoy your new house. Cheers!

3 Tips for Blending Into Your Environment

When you are out and about, things can go downhill quickly. People may start attacking others with very little warning. That is why it is important to avoid becoming an easy target. If you follow the guidelines below, you can get a sense of what it takes to protect yourself from threats by subtly camouflaging yourself like a chameleon.

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1. Dress With Purpose

The part of you that many folks will notice first is what you are wearing. If you don’t want to draw attention to yourself, you should put on clothes that fit the style of those around you. Definitely take the season into consideration. If you are sporting a giant coat in the middle of summer, you are definitely going to be spotted. 

As far as weapons are concerned, you may think about concealed carrying so that you won’t immediately stand out. If you decide to do this, you can keep your gun readily available by wearing a concealed thigh holster. This can give you a heads up in terms of strategy.

2. Act the Part

Preparation does not end by adjusting your wardrobe. You also need to mold your behavior to fit your mission. Avoid chatting with strangers other than by using small talk or pleasantries. Do not engage in conversations that revolve around politics or religion because you cannot predict how others will respond. Think twice before making eye contact in large cities where people may take this act as a sign of aggression. 

3. Observe Your Surroundings

Now that you have adapted your behavior, it is time to pay attention to what is happening around you. Pinpoint anyone who is looking nervously over their shoulders, for example. Check to see if any escape routes are blocked so that you can look for new ones in the case that someone starts chasing you. Keep track of the weather as well.

No one wants to find themselves in a situation where people want to harm others. However, you still need to anticipate many possibilities. 

How We Cope with Our Credit Card Debt for Good

Paying our credit card debt was one of the financial burdens we thought we could not cope with eight years ago. 

The payment obligation was just too difficult to bear for a single-earning family like ours. 

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Useful Plastic Card

Initially, our credit card saved us from distress. It was beneficial to us during emergencies and when paying for our daughter’s tuition. If I remember correctly, it was the last transaction we have made using the credit card.

It was even easier to buy school supplies and grocery shopping, anytime.

Our son’s hospitalization in 2004 drove us to use the credit card offered to us. It was a suitable time for us because we have spent all of our savings, including the ones saved in a time deposit account, to purchase the expensive medicine for our son to ensure his fast recovery.

With the existence of credit card(s), we felt at ease because we know we have something to fall back on in times of need.

Debt Woes  

The problem with our credit card began to affect us when we were unable to pay the monthly bill in full. We have no problem paying at first because we know how to budget our finances.

But the credit card company knew nothing about your personal struggle; they would charge interest on your unpaid balance and adds that charge to your balance.

We live within our means and do not spend beyond our limit. However, the unexpected event at hubby’s company took a heavy toll on our finances. We make do with a budget enough to pay for groceries and utility bills. 

Although we have stopped using the credit card, it does not stop accumulating monthly interest. It reached a staggering amount, and there’s no way we can pay it in cash even if we apply for debt relief

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Leap of Faith 

When the opportunity came, we tried our best to pay our credit card debt in full right away. We wanted to start with a clean slate. We do not want this debt to be an added concern by the time our daughter enters college. 

We finally settled our credit card debt and bid goodbye to the plastic card for good. We have used it for nearly a decade. We never applied for a new one since then. 

Simple Saving Tips

There is no guaranteed way to save money. Ours just happened out of necessity. When projects came one after another, we ensure to put our hard-earned money to good use. We purchased things based on what we need and not what we want (sometimes). 

Despite our minimum combined income, we make it a point to save for our son’s college fund.

We may be far from claiming financial stability, but in two years, we hope to achieve something more secure such as getting health and life insurance. And, eventually, save for our retirement.

Maintain Good Standing

I do not want to sound like I’m encouraging other people to get a credit card, but it might help you during an urgent situation. One thing to remember, though, if you own a credit card, make sure to use it wisely and do not use it on impulse.